• An active Equity Bank account holder or willing to open and operate an account with Equity Bank (K) Ltd.
• Demonstrate ability to repay.
• At least one-year experience in commercial seed growing, or one successful production cycle (this need to be evidenced by proof of the past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.).
• At least 2 acres of seed production land.
• Ability to contribute 30% of the total production cost (either cash or in kind).
• Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycle.
• Provide signed seed production contract with the contracting company.

• Equity Bank statement
• Past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.
• Commitment to contribute 30% of the total production cost (either cash or in kind).
• Title deed or a valid lease agreement covering at least one future production cycle (at least 2 acres)
• Signed seed production contract with the contracting company.

• For limits up to 2M –Chattels i.e. Motor vehicle discounted at 150%
• Cash and Land for exposures above 2M

• Copy of KRA PIN certificate

Farming

• Copy of KRA PIN certificate

Copy of National ID

• Have an existing agriculture input or output trade or service business.

• Copie de la carte nationale d'identité

KRA Pin certificate

• Relevés bancaires pour une période de 6 mois

• A detailed Business Plan or Feasibility Study
• Letter of offer to ICDC for an equity stake in the company/business
• Executed Board Resolution for the offer
• Certificate of Incorporation, Memorandum and Articles of Association

• Expand production capacity
• Enter new markets either in Kenya or across the region
• Offer new products in the market 
• Purchase of equipment or software to allow more efficiency in production 
• Meet the gap in working capital requirements

Medium-sized creative businesses in Kenya

• Copy of KRA PIN certificate

Sales record for the past 12 months

To enable acquisition of assets including motor vehicles, equipment, plant and machinery by individuals, businesses and companies.

• Ability to repay.
• Business performance.
• Satisfactory credit history.

• Copie de la carte nationale d'identité

• Duly completed Loan Application Form
• One recent Passport photograph of the Customer/ Company Director
• Copy of KRA PIN certificate
• Business Registration Certificate/Certificate of Incorporation/ Partnership Deed
• Introduction letter from employer for salaried Customers
• For limited companies, board resolution to borrow

To provides immediate funding to businesses needing capital to fulfil purchase or service orders from reputable organizations, enabling them to meet large orders or contracts without straining cash flow.

• Customer/Business must demonstrate technical capacity to perform the order or contract
• Must have banked with the Bank for a period of 6 months 

• Copy of KRA PIN certificate

A security should be provided and all facilities must be adequately secured.

• Banking relationship with KCB for at least 3 months
• Tea factory membership registration details

• Copy of KRA PIN certificate

• KCB Bank account statement
• Tea factory membership documentation

• At least 10% co-investment
• 2 guarantors
• Collaterals

• Copie de la carte nationale d'identité

KRA Certificate