Financing Options and Providers
Total results: 134
This loan targets medium and large-scale farmers dealing in any aspect of farming, from large-scale agricultural based foundations to medium and large-scale agricultural traders and processors. To finance bulk purchase of farm inputs (seeds, fertilizer, and chemicals), lease payment, purchase agricultural land, borehole sinking, livestock purchase, biogas plant construction, and farm houses.
▲▼Business Eligibility
- Active Equity Bank account holder.
- Demonstrate loan repayment ability.
- One-year experience in commercial farming or one successful production cycle.
- Demonstrate the existence of other sources of income that could be used in repayment of the loan in case of crop failure, loss of harvest and/or poor marketing due to adverse weather and/or any other factors.
- Provide documentary evidence of farm ownership to be used for production or a valid lease agreement covering at least two future production cycles.
- The farming project to be financed must be within a radius of 50km from the Bank branch and easily accessible to the Bank officials.
- Provide conventional security to cover the loan.
▲▼Minimum Documentation Required
- Equity Bank account statement.
- Farm ownership title or a valid lease agreement covering at least two future production cycles.
- Conventional security documents e.g. Title, log books etc.
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
60
Helps farmers meet their farming needs i.e. purchasing farm inputs.
▲▼Business Eligibility
- Equity Bank account holder for a minimum period of three (3) months.
- The applicant must have received at least one-month’s remittance through the bank account.
- Demonstrable ability to repay the loan.
- At least three (3) most recent payment slips in case you are employed.
- Provide documentary evidence of ownership of the farm used for production or a valid lease agreement covering at least two future seasons.
▲▼Minimum Documentation Required
- Bank statement
- Documentary evidence of farm ownership or a valid lease agreement covering at least two future seasons.
▲▼Others
▲▼Max KES 200,000
▲▼Collection / Repayment (months)
12
12
Finance youth to establish Food and Agriculture related businesses (Target youth include professional graduates in F & A related technical courses at TVET, Diploma, Bachelor’s and Master’s Degree level)
▲▼Business Eligibility
- Be a graduate from a recognized Food & Agriculture related training institution.
- Be interested in establishing a business entity in line of the training specialization and background.
- Be active account holders or be willing to open and operate an account with Equity Bank (K) Ltd.
- Demonstrate ability to run viable and bankable project preferably based on the academic projects presented to the relevant department at attaining the training certification of the borrower.
- Be trained or willing to be trained on Financial Literacy, Entrepreneurship and Digital Literacy by Equity Group Foundation. The Borrower’s project must be of commercial nature.
- Own cash contribution of at least 10% of the total project cost as part of the capex.
- Valid lease agreement of the property/premises to be used for the business and/or formal confirmation of the parent /guardian’s property allocation.
- Provide signed contracts to purchase the produce/products from proposed buyers.
▲▼Minimum Documentation Required
- Graduate certificate from a Food & Agriculture related training institution.
- Bank account statement
- Valid lease agreement of the property/premises to be used for the business and/or formal confirmation of the parent /guardian’s property allocation.
- Provide signed contracts to purchase the produce/products from proposed buyers.
▲▼Others
▲▼Max KES 1,000,000
▲▼Collection / Repayment (months)
24
24
Finance working capital and operational needs of value chain players in the business of manufacturing, stocking, importing, exporting and selling agricultural inputs and equipment.
▲▼Business Eligibility
- Bank account holder.
- Document the loan purpose - working capital and operational needs.
- Demonstrable ability to repay the loan.
- Posses relevant business licenses, such as License by KEPHIS (Kenya Plant Health Inspectorate Service) and PCPB (Pest Control Products Board) for stockists already in Agri-business (business existence of 1 year).
▲▼Minimum Documentation Required
- Bank statements.
- Business licenses, such as License by KEPHIS (Kenya Plant Health Inspectorate Service) and PCPB (Pest Control Products Board) for stockists already in Agri-business (business existence of 1 year).
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
36
36
Financing the purchase of farm inputs such as certified seeds fertilizers, chemicals and machinery, the hiring of labour and harvesting costs.
▲▼Business Eligibility
- Active with Equity Bank account holder.
- Timely loan application (preferably one month before the setting in of planting season).
- Demonstrable loan repayment ability.
- Attend weekly group meetings as stipulated in the agriculture group lending policy (for borrowers under this category).
- A commercial farmer with farming experience of at least one (1) successful season.
- Documentary evidence of farm ownership or a valid lease agreement covering at least two future seasons.
- Obtain quotations/pro-forma invoices for the inputs to be financed.
- Demonstrate understanding of the market for the commodity being financed.
▲▼Minimum Documentation Required
- Equity Bank account statement.
- Documentary evidence of farm ownership or a valid lease agreement covering at least two future seasons.
- Quotations/pro-forma invoices for the inputs to be financed.
- Collateral documentation –chattels or conventional securities.
▲▼Others
▲▼Max KES 100,000
▲▼Collection / Repayment (months)
12
12
Facilitate farm developments such as construction of farm houses, zero grazing yards and biogas plants; purchasing of motor vehicles and land etc. and to meet social development needs.
▲▼Business Eligibility
- Targets farmers operating monthly remittance accounts with Equity Bank i.e. tea and dairy farmers.
- Equity Bank account holders for a minimum period of three (3) months
- At least one-month remittance through the Equity Bank account and to provide a three (3) years account statement from your previous bankers.
- Demonstrable ability to repay the loan.
- Three most recent payslips.
- Documentary evidence of farm ownership or a valid lease agreement covering at least two future seasons.
- Present evidence of the subject to be financed such as pro forma invoices, bills of quantity etc
▲▼Minimum Documentation Required
- Equity Bank account statement
- Three most recent payslips.
- Land Title or a valid lease agreement covering at least two future seasons.
- Present evidence of the subject to be financed such as pro forma invoices, bills of quantity etc.
▲▼Others
▲▼Max KES 1,000,000
▲▼Collection / Repayment (months)
24
24
Finance small and medium agricultural producers and micro agriculture-based entrepreneurs/agro-traders.
▲▼Business Eligibility
- Equity Bank account holder for at least 12 months
- Be in commercial farming for at least two (2) successful seasons/cycles and good knowledge of the market.
- Possess relevant licensing especially for agro-traders and processors.
- Demonstrable sources of income for loan repayment.
- Documentary evidence of farm ownership for production or a valid lease agreement covering at least two future seasons/cycles.
- Farming project to be financed must be within a radius of maximum of 30kms from the branch and easily accessible to the bank officials
▲▼Minimum Documentation Required
- 12 month Equity Bank account statement
- Documentary evidence of relevant licensing especially for agro-traders and processors.
- Title Deed or a valid lease agreement covering at least two future seasons/cycles.
▲▼Others
▲▼Max KES 500,000
▲▼Collection / Repayment (months)
12
12
A short term credit facility to finance production inputs and associated costs to medium and large scale Seed Grower Farmers.
▲▼Business Eligibility
- An active Equity Bank account holder or willing to open and operate an account with Equity Bank (K) Ltd.
- Demonstrate ability to repay.
- At least one-year experience in commercial seed growing, or one successful production cycle (this need to be evidenced by proof of the past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.).
- At least 2 acres of seed production land.
- Ability to contribute 30% of the total production cost (either cash or in kind).
- Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycle.
- Provide signed seed production contract with the contracting company.
▲▼Minimum Documentation Required
- Equity Bank statement
- Past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.
- Commitment to contribute 30% of the total production cost (either cash or in kind).
- Title deed or a valid lease agreement covering at least one future production cycle (at least 2 acres)
- Signed seed production contract with the contracting company.
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
12
12
Working capital to purchase stock and/or farm inputs e.g. certified seed, fertilizer and chemical applications
▲▼Business Eligibility
- Enterprises/dealers trained & certified through AAK, AGMARK or other Ministry of Agriculture approved program
- Business should have been in operation for at least 12 months
▲▼Minimum Documentation Required
- Training certificate from AAK, AGMARK or other Ministry of Agriculture approved program
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
36
36
Acquire farm inputs and equipment, livestock feeds, labour costs, school fees
▲▼Business Eligibility
- Applicant must have delivered tea to either KTDA or other listed private tea factories
▲▼Minimum Documentation Required
- 3 latest tea delivery receipts
- Bonus receipt of the previous year
- Original and copy of national ID
- Signed irrevocable letter of undertaking/assignment form and guarantor form (where applicable)
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
36
36
Financing facilities
The Financing Gateway provides you with a free listing of the many financing instruments available for MSMEs. It enables you to filter the instruments that match your needs and click through to the –financing provider’s Internet pages or Contact agent details to find out more and apply.
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