Resources

Enterprises in Kenya encompass a diverse and dynamic landscape, representing a crucial driver of economic growth and employment opportunities in the country. Small and medium-sized enterprises (SMEs), in particular, play a pivotal role, contributing significantly to the nation’s gross domestic product (GDP) and accounting for 90 percent of the labor force. Enterprises must scale their climate action to meet Kenya’s climate mitigation and adaptation goals. However, the lack of funding has limited their contribution to the climate agenda. Debt constitutes most of enterprises’ funding, but the price of debt remains very high and loan tenors are short. The availability of patient capital, including private equity, is also low. 

List of Abbreviations

COVID workplace measures and financing.

Step 1: Establish what the money is needed for and how much you really need.

Step 2: Find out what business and personal information is required.

Step 3: Select two or three providers that could meet your needs.

3.1: Community financing providers of low-value financing.

3.2: Short-term equipment, pre-shipment, sales order or working capital financing.

3.3: Term loans through banks and non-bank financing providers.

3.4: Bank and non-bank short-term supply chain financing options.

3.5: Key enterprise loan regulatory considerations for banks.

3.6: What is “Collateral” and what are its implications for your business?

3.7: Asset valuation: enterprise and lender perspective.

3.8: What are “Covenants” and how do they affect your business?

4.1: Business communications and visibility.

4.2: Loan performance and reporting communication norms.

4.3: References and customer feedback.

5.1: What to optimize before drafting your business plan.

5.2: Risk assessments: Supply chain vulnerabilities, sustainability and resilience.

5.3: Resilience and business continuity plans and measures.

5.4: Product and service authenticity, traceability, quality & labeling compliance.

5.5: Drafting a realistic business plan.

5.6: Market, business growth and revenue projections with references.

5.7: Typical errors and practices that result in application rejections.

5.8: Digitisation and the implications for financing options.

The Africa Marketplace Explorer addresses the lack of comprehensive information about online marketplaces in more than 50 African countries. 

 This guide, intended as a resource for business support organizations, maps out the climate change-related physical and transition risks facing companies. 

By FSD Africa

This project:

Identifies the skills gap, training needs and existing cross-industry skill development initiatives among financial service providers in East Africa,

Identifies existing cross-industry skills development initiatives in International markets, and,

Develops potential solutions for cross-industry skills development for the East African financial service sector.