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Financing Options and Providers

Total results: 136

ANNISAA BIASHARA FINANCING

The Annisaa Biashara financing is designed for the lady looking to finance her business.

▲▼Business Eligibility

Duly registered business

Mantaining active account at Gulf African Bank

+ 6 months in operations

▲▼Minimum Documentation Required

Bank/Mpesa statement for the last 12 Months

▲▼Others
▲▼Max KES 3,000,000
▲▼Collection / Repayment (months)
48
ASSET BASED FINANCING

Aquisition of machinery, pick ups and personal vehicles, used trucks and trailers, New trucks and trailers

▲▼Business Eligibility

Registered business

Operational for > 6 months

Account holder


▲▼Minimum Documentation Required

Limited Companies - Memorandum & Articles of Association, Certificate of Incorporation, Latest annual returns and filing receipts. 

Sole Proprietorship - Certificate of registration

▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
ASSET FINANCE

To provide the best solutions to businesses to purchase movable assets such as commercial motor vehicles, personal vehicles and motor bikes for bodaboda.

▲▼Business Eligibility

·        Character assessment (Not listed on CRB)

·        Adequate cashflows

▲▼Minimum Documentation Required

·        Business Registration Certificate

·        KRA PIN of the company

·        KRA PIN of the individual

·        Copy of your Identity card

▲▼Others
▲▼Max KES 20,000,000
▲▼Collection / Repayment (months)
60
ASSET FINANCING

Purchase of vehicle and machinery

Finance for working capital against logbook

Release of funds used in purchase of vehicles in the last 12 months

▲▼Business Eligibility

Business operation for 2 years

▲▼Minimum Documentation Required

Business KYC

▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
72
Agri-Lending
Finances farm inputs for farm crops.
▲▼Business Eligibility
  • Unsecured up to KES 50,000
  • Easy collateral up to KES 300,000
  • Standard collateral > KES 300,000
▲▼Minimum Documentation Required
  • Certificate of registration
  • National identification card (for Kenyan citizens) / Passport (Non Kenyans) 1 passport size photo
  • KRA PIN
  • Residential address confirmation ( name estate, road and house number) for all directors and signatories (use the attached format)
  • Company physical address confirmation
  • Personal return
  • Revenue stamp – KES100
▲▼Others
▲▼Max KES 100,000
▲▼Collection / Repayment (months)
36
Agribusiness Loan
A short to Medium term credit facility to help farmers purchase farm inputs such as seeds, fertilizers and chemicals, pay for lease of additional agricultural land, buy livestock, meet their harvesting and marketing costs and also finance other social development needs.
▲▼Business Eligibility
  • Detailed Analysis of the agricultural project including expected revenues and all the cost items e.g. seeds, animal purchases, herbicides, pesticides, harvesting and labour.
  • A comparative analysis of the neighbourhood to establish the kind of farming carried out, expected harvest and suitability of the farming activity the customer is carrying out
  • 12 months bank statement
  • Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycles
  • Documentary evidence of the last three year experience in the line of business
  • Good credit history
  • For limited companies Specific debenture over the asset being purchased
▲▼Minimum Documentation Required
  • KYC documents i.e. directors ID and PIN, Company PIN, MEMART and Certificate of registration
  • Business records
  • Copy of security
  • Land ownership/lease agreements documents
  • Dully completed loan application as per account mandate and appraisal form, resolution to borrow.
  • Current Valuation Report from bank’s authorized valuers is required for used motor vehicles
  • Complete security perfection after the approval.
  • Detailed call report including photos and sketch maps
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
12
Alterfin-Guarantee Fund

Alterfin extends funding to microfinance institutions and to associations of smallholder farmers or companies.

▲▼Business Eligibility
  • Number of years of operation > 2
  • Gross Loan Portfolio > USD 1,000,000
  • Broad outreach: minimum 1000 clients or members
  • Deep outreach: oriented towards poorer sections of society: rural, agricultural, women
  • PAR 30 days + restructured + write-off < 10%
  • Operational Self Sufficiency > 80% and positive trend
  • Leverage < = 5
▲▼Minimum Documentation Required
▲▼Others
▲▼Max KES 165,000,000
▲▼Collection / Repayment (months)
60
Alterfin-smallholder farmer organisations

Extends financing to smallholder farmers' organizations.

▲▼Business Eligibility
  • Number of years of operation > 2
  • Benefits for smallholder farmers should be demonstrated (e.g. by fairtrade label)
  • Minimum number of farmers benefiting: 150
  • Minimum yearly sales > USD 500,000
  • Operational Self Sufficiency > 90% and a positive trend
▲▼Minimum Documentation Required
  • Purchase orders
  • Physical asset collateral
▲▼Others
▲▼Max KES 165,000,000
▲▼Collection / Repayment (months)
18
Asset Finance

To finance the purchase of a movable asset for the business

▲▼Business Eligibility

Showcase ability to service loan

▲▼Minimum Documentation Required

• Copies of identification documents, that is, Memorandum & Articles of Association as well as Certificate of Incorporation (for registered companies)

• Business Registration Certificate

• Identity cards for borrowers who do not have registered businesses 

• Identity cards for directors of registered companies and registered businesses

• Bank statements for 6 months

• Audited accounts for loans above Ksh 10 million

• Resolution to borrow (for registered companies) and details of business location

• Invoices and/or importation documents

▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Asset Finance

To enable acquisition of assets including motor vehicles, equipment, plant and machinery by individuals, businesses and companies.

▲▼Business Eligibility



▲▼Minimum Documentation Required
  • Duly completed Loan Application Form
  • One recent Passport photograph of the Customer/ Company Director
  • Copy of KRA PIN certificate
  • Business Registration Certificate/Certificate of Incorporation/ Partnership Deed
  • Introduction letter from employer for salaried Customers
  • For limited companies, board resolution to borrow




▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60

Financing facilities

The Financing Gateway provides you with a free listing of the many financing instruments available for MSMEs. It enables you to filter the instruments that match your needs and click through to the –financing provider’s Internet pages or Contact agent details to find out more and apply.

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