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Financing Options and Providers

Total results: 175

Mortgage

The DTB Mortgage facility can be used for:

  • Purchase of new / existing residential houses.
  • Renovations, repairs or extensions of existing unencumbered property.
  • The takeover of existing housing loans from other financial institutions.

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▲▼Business Eligibility
  • Bank statements for the last twelve months.
  • Must open / maintain account(s) with DTB.



▲▼Minimum Documentation Required
  • Copy of duty executed sale agreement duly signed dated and stamped.
  • Valuation report from an authorized valuer.
  • Letter of the offer between seller & buyer.
  • Certified copy of title deed


▲▼Others
▲▼Max KES 100,000,000
▲▼Collection / Repayment (months)
240
Project Finance
Financing between 60 – 70% of total project cost
▲▼Business Eligibility
▲▼Minimum Documentation Required
  • A duly filled loan application form.
  • Feasibility study/ business plan
  • Memorandum and Articles of association.
  • Project cost estimates
  • Financing plan
  • Audited accounts for 3 years for the existing business or related business.
  • Bank statements for 3- 6months
  • Collateral
▲▼Others
▲▼Max KES 200,000,000
▲▼Collection / Repayment (months)
120
HER Trade Loan
  • Contract/LPO/LSO Financing
  • Invoice discounting  
▲▼Business Eligibility
  • Applicant must have operated account satisfactorily with CBL for a minimum period of 6 months channelling their cash flow through the account 
  • Applicant must have operated account with CBL satisfactorily for at least 2 months and have a record of satisfactory account record with another bank over a minimum period of 6 months.
  • Applicant must have no existing non-performing account as demonstrated in their credit bureau report, accounts statements and records with CBL.


▲▼Minimum Documentation Required
  • Completed loan application form with required documents attached.
  • Copies of last 12 months bank statements from banks other than CBL.
  • Must have an account with CBL for at least 2 months.
  • KYC Documents : National ID, KRA Pin, Certificates of Business Registration etc.


▲▼Others
▲▼Max KES 10,000,000
▲▼Collection / Repayment (months)
120
SME MORTGAGE

Financing for commercial and residential properties

▲▼Business Eligibility

GAB Account for servicing mortgage

Duly registered company

> 6 months in operations


▲▼Minimum Documentation Required

Business people - Sale agreement or offer letter,  Board resolution authorizing transaction, Certified copy of Memorandum & Articles of Association 

Self Employed - Business registration certificate, Certified/original bank statements for the last 1 year, Copy of title of the property


▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
120
CONSTRUCTION FINANCING:

Facility to facilitate construction of residential or commercial properties

▲▼Business Eligibility

Duly registered business

+ 6 months in operations

Hold an active account with GAB

▲▼Minimum Documentation Required

Business registration certificate

Certified/original bank statements for the last 2 years

Copy of ID/Passport

Certificate of the official title search

Copy of title of the property


▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
120
SAFARICOM DEALERS FINANCING

Our financing product helps you as a Safaricom dealer to buy assets needed for business like motor vehicles, motorcycles, shops and mortgages

▲▼Business Eligibility

Duly registered business

Mantaining active account at Gulf African Bank

+ 6 months in operations

▲▼Minimum Documentation Required

Letter of undertaking from Safaricom to channel residual income to GAB

Letter indicating the segment the client has been placed by Safaricom

Six months bank statement where the residual income is channeled 

▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
84
Clean Energy Loans
Targets customers seeking financing for eco-friendly products, such as bio gas plant, modern cooking stoves, LPG, digital TVs, solar batteries, solar lamps, solar panels, solar TVs, solar water pumps and water purifiers that use energy generated from natural resources which are renewable (naturally replenished).
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Green House Financing

Financing for acquisition of Green house structures, inputs, irrigation kits, and agronomical support.

▲▼Business Eligibility

▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Agriculture Finance Corporation -Cash Crop
The credit facility for cash production of tea, coffee, Sugarcane, pyrethrum, cashew nuts, citrus, mango trees, bananas, stevia and other cash crops. The facility finances crop establishment, crop maintenance, processing equipment, and operating costs.
▲▼Business Eligibility
  • Tangible security for the loan
  • Appropriate and approved crop varieties
  • Availability of processing facilities within reasonable distances.
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Equity and (subordinated) debt
Provides equity and (subordinated) debt to scalable enterprise in the sustainable food value chain in Asia, Africa or Latin America. (Catalysing early-stage enterprises)
▲▼Business Eligibility
  • Profitability or a clear quantifiable path towards profitability
  • Proof of concept around the business model
  • Annual revenue generation of more than EUR 500,000 • Social and environmental mission embedded throughout the organisation
  • Experienced entrepreneur with proven ability to execute
  • Complete or plan for completing management team
  • Basic organisation structure and governance in place
▲▼Minimum Documentation Required

Online application for Sustainable Food & Agriculture Financing

▲▼Others
▲▼Max KES 654,000,000
▲▼Collection / Repayment (months)
60
Accion Global Investments
Accion Global Investments invests in established financial institutions and innovative financial service providers that leverage technology to support underserved microentrepreneurs, families, and individuals in emerging markets.
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Growth fund
Start-ups in regular positive cash flow
▲▼Business Eligibility
Stringent Due diligence
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Grants for Digital Farming and Rice in Kenya

Under our new strategy, we are extending support to the country's arid and semi-arid lands. This shift supports the government's commitment to improve small-scale irrigation, extension services, marketing and access to financial services in areas with high poverty rates. The emphasis is on a market-oriented approach in the sectors of horticulture, dairy production, cereal commodities and rural finance.

▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Asset Finance
▲▼Business Eligibility
▲▼Minimum Documentation Required

• Copies of identification documents, that is, Memorandum & Articles of Association as well as Certificate of Incorporation (for registered companies)

• Business Registration Certificate

• Identity cards for borrowers who do not have registered businesses 

• Identity cards for directors of registered companies and registered businesses

• Bank statements for 6 months

• Audited accounts for loans above Ksh 10 million

• Resolution to borrow (for registered companies) and details of business location

• Invoices and/or importation documents

▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
BUSINESS LOANS

Capital Expenditure/ Operating Expense

▲▼Business Eligibility
  1. Customer needs to be in profitability
  2. Security acceptable by the Bank
  3. Customer need not to be listed on CRB list
▲▼Minimum Documentation Required
  1. 3 Yrs Audited Financials
  2. Management Account for the Current Year
  3. 6 Months Bank Statement
  4. Business Registration Certificate, Certificate of Incorporation
  5. Company & Directors' KRA PIN
  6. Directors' ID Copies
  7. CR12
▲▼Others
▲▼Max KES 500,000,000
▲▼Collection / Repayment (months)
60
Farm Asset Loan -Asset Financing
Enables purchase of commercial farm machinery and equipment such as green houses, irrigation kits, oil processing equipment, chaff cutters, tractor implements, trucks for transport produce.
▲▼Business Eligibility
  • Past crop production records
  • Projected cash flow
  • Suitable security requirements
  • Must have been in production for at least two crop cycles
▲▼Minimum Documentation Required
  • Past crop production records
▲▼Others
▲▼Max KES 250,000,000
▲▼Collection / Repayment (months)
60
Asset Financing Loan
Financing for both existing and new clients to acquire tangible asset for business efficiency and commercial use. Assets to be funded include motor vehicles, motor bikes, plant and machinery, tractors, specialized equipment, office equipment, contractor equipment, water pipes etc.
▲▼Business Eligibility
  • At least 10% co-investment
  • 2 guarantors
  • Collaterals
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Commodities Fund -Coffee Loans -Coffee Machinery and Equipment Loan (CMEL)
Long term loan to facilitate borrowers to acquire machinery and equipment at 10% reducing balance rate
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Responsability
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60
Aceli Africa
Aceli Africa will provide targeted financial incentives to lenders to increase their risk appetite, while facilitating technical assistance to agricultural SMEs (farmer cooperatives and food processors) so that they can qualify for and manage financing
▲▼Business Eligibility
▲▼Minimum Documentation Required
▲▼Others
▲▼Max
▲▼Collection / Repayment (months)
60

Financing facilities

The Financing Gateway provides you with a free listing of the many financing instruments available for MSMEs. It enables you to filter the instruments that match your needs and click through to the –financing provider’s Internet pages or Contact agent details to find out more and apply.

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