Financing Options and Providers

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Type of financing sought

Financing facility sought

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Total results: 191

Facility Name	Provider	Purpose	Business Eligibility	Minimum Documentation Required	Collection / Repayment (months)
Seed Production Loan Visit Website		A short term credit facility to finance production inputs and associated costs to medium and large scale Seed Grower Farmers.	An active Equity Bank account holder or willing to open and operate an account with Equity Bank (K) Ltd. Demonstrate ability to repay. At least one-year experience in commercial seed growing, or one successful production cycle (this need to be evidenced by proof of the past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.). At least 2 acres of seed production land. Ability to contribute 30% of the total production cost (either cash or in kind). Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycle. Provide signed seed production contract with the contracting company.	Equity Bank statement Past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company. Commitment to contribute 30% of the total production cost (either cash or in kind). Title deed or a valid lease agreement covering at least one future production cycle (at least 2 acres) Signed seed production contract with the contracting company.	12
Supply Chain Financing Visit Website Nairobi, Kenya Get a call back	Cooperative Bank of Kenya	A solution to MSME Anchor customer to pay the suppliers upon delivery and submission of invoices.	For limits up to 2M –Chattels i.e. Motor vehicle discounted at 150% Cash and Land for exposures above 2M		12
Kilimo Bora Loans -Agro-dealer financing Visit Website Nyayo Stadium, Nairobi, Kenya Get a call back	Kenya Women Microfinance Bank	Financing agro-dealers involved in agricultural value-chains, such as agro-vets, farm produce marketers, traders and processors.	Have an existing agriculture input or output trade or service business.
Micro Leasing Visit Website Nairobi, Kenya Get a call back	Century Microfinance Bank	Finance asset acquisition			36
Strategic Partnership Visit Website Nairobi, Kenya Get a call back	Industrial & Commercial Development Corporation (ICDC)	The facility allows ICDC and one or more parties to participate for a specified period of time in expansion or restructuring of an existing enterprise by taking up shareholding. Maximum ICDC shareholding: 35%		A detailed Business Plan or Feasibility Study Letter of offer to ICDC for an equity stake in the company/business Executed Board Resolution for the offer Certificate of Incorporation, Memorandum and Articles of Association	36
Mavuno Tea Loan Visit Website Nairobi, Kenya Get a call back	Kenya Commercial Bank	Access seasonal loans of up to 70% financing on your total tea delivery for farm inputs, working capital and farm development.	Banking relationship with KCB for at least 3 months Tea factory membership registration details	KCB Bank account statement Tea factory membership documentation	36
Asset Financing Loan Visit Website Nyayo Stadium, Nairobi, Kenya Get a call back	Kenya Women Microfinance Bank	Financing for both existing and new clients to acquire tangible asset for business efficiency and commercial use. Assets to be funded include motor vehicles, motor bikes, plant and machinery, tractors, specialized equipment, office equipment, contractor equipment, water pipes etc.	At least 10% co-investment 2 guarantors Collaterals		60
Joint Venture Visit Website Nairobi, Kenya Get a call back	Industrial & Commercial Development Corporation (ICDC)	This facility enables formation of partnerships between ICDC and one or more parties through creation of a new entity to undertake a specific economic activity for an agreed period of time. The Maximum ICDC shareholding is 35%		A detailed Business Plan or Feasibility Study Letter of offer to ICDC for an equity stake in the company/business Executed Board Resolution for the offer Certificate of Incorporation, Memorandum and Articles of Association
Kilimo Biashara Visit Website Nairobi, Kenya Get a call back	Family Bank	Working capital to purchase stock and/or farm inputs e.g. certified seed, fertilizer and chemical applications	Enterprises/dealers trained & certified through AAK, AGMARK or other Ministry of Agriculture approved program Business should have been in operation for at least 12 months	Training certificate from AAK, AGMARK or other Ministry of Agriculture approved program	36
Asset Finance Visit Website Nairobi, Kenya Get a call back	Family Bank	Acquisition of moveable assets, such as, motor vehicles, pick ups, buses and lorries. Other assets include: tractors, heavy earth moving equipment, machinery and motor cycles.	• Minimum own contribution of 20% of cost of asset • Minimum monthly income of Kes.10,000 • Comprehensive insurance for vehicles/equipment for the period of finance	• Bank statements for a period of 6 months • Pro-forma invoice from dealer/ seller • Copies of logbooks for other motor vehicles owned by the applicant • Recent AA/Regent Automobiles valuers and assessors valuation (used vehicles) • Copy of logbook (used vehicles) • Sale agreement	48
Farm Development Loan Visit Website Nairobi, Kenya Get a call back	Kenya Commercial Bank	An Agribusiness loan designed for crop farmers who do not have contracts with reputable off takers. The loan gives farmers flexibility of repayment cycles designed to correspond to the respective crop seasons.	Past crop production records Projected cash flow Suitable security requirements Must have been in production for at least two crop cycles	Past crop production records	12
Kilimo Bora Loans -Green house farmers kit Visit Website Nyayo Stadium, Nairobi, Kenya Get a call back	Kenya Women Microfinance Bank	Financing farmers to acquire greenhouses and irrigation kits	Experience in crop farming Have sufficient supply and storage of water. Willing to perform soil testing before loan approval.		60
The Rural Fund Visit Website 3521 CB Utrecht, Get a call back	Rabobank	Gives producer organisations and SMEs access to affordable financing which allows the organisations to better finance the purchase and processing of their products, which enables them to sell at better prices and under better conditions. Finances sustainable value chains in coffee, cocoa, honey, cotton, spices, nuts, peppers, soya and canned and dried vegetables. In addition we finance fixed assets, such as the extension of production lines.	Finances the missing middle - organisations that are not eligible for financing by microfinancing organisations or commercial banks. The focus lies on the financing of farmer producers cooperatives		12
Quasi Equity Visit Website Nairobi, Kenya Get a call back	Industrial & Commercial Development Corporation (ICDC)	The product enables ICDC to finance companies which have a strong growth potential and a demonstrated ability to earn solid profit margins but lack security to offer for a loan. The product therefore has both debt and equity features. Maximum ICDC shareholding: 35%		A detailed Business Plan or Feasibility Study Letter of offer to ICDC for an equity stake in the company/business Executed Board Resolution for the offer Certificate of Incorporation, Memorandum and Articles of Association	36
Grassroots Business Fund Visit Website Get a call back	Grassroots Business Fund	Finance Agribusiness SMEs in Kenya, Tanzania and Uganda	GBF prefers “growth stage” companies with a strong track record. GBF seeks companies that can protect their market position through high barriers to entry, first-mover advantage, high-quality differentiated products, etc. Competent Management Team		60
Women in Business loans Visit Website Get a call back	EcoBank	Women-led businesses	Women-led or owned businesses	If not an existing client of EcoBank then full Due diligence with busines plans, references, etc	12
Asset Finance Visit Website Download Company Profile Email Us 0703058000 Nairobi, Kenya Get a call back	Bank of Africa	Bank of Africa will scale up your status and business by enabling you acquire new and used movable assets at the best negotiated rates. Our desire is to see you achieve your ambitions. Variety made closer with BOA Asset Finance, assures our customers that we are there to walk the journey with them. We not only offer them a wide selection of options, but guarantee that we will bring their dreams closer by having a fast turn around time. And on top of it all Loan amount, Processing fee, life and comprehensive insurance to be financed as one loan	Registration bsiness Business permit	National Identity card KRA PIN Certificate Individual insurance form Registration certificate (if it is a sole proprietorship) 12 month’s account statement certified Copies of current contracts Proforma invoice/Sale agreement Logbook copy/import document Detailed company profile Business permit	60
Majani Plus Visit Website Nairobi, Kenya Get a call back	Family Bank	Acquire farm inputs and equipment, livestock feeds, labour costs, school fees	Applicant must have delivered tea to either KTDA or other listed private tea factories	3 latest tea delivery receipts Bonus receipt of the previous year Original and copy of national ID Signed irrevocable letter of undertaking/assignment form and guarantor form (where applicable)	36
Horticulture Loan Visit Website Nairobi, Kenya Get a call back	Kenya Commercial Bank	An Agribusiness loan designed for crop farmers who do not have contracts with reputable off takers. The loan gives farmers flexibility of repayment cycles designed to correspond to the respective crop seasons.	•Past crop production records •Projected cash flow •Suitable security requirements •Must have been in production for at least two crop cycles	•Past crop production records	12
Commercial Agriculture Loan Visit Website		This loan targets medium and large-scale farmers dealing in any aspect of farming, from large-scale agricultural based foundations to medium and large-scale agricultural traders and processors. To finance bulk purchase of farm inputs (seeds, fertilizer, and chemicals), lease payment, purchase agricultural land, borehole sinking, livestock purchase, biogas plant construction, and farm houses.	Active Equity Bank account holder. Demonstrate loan repayment ability. One-year experience in commercial farming or one successful production cycle. Demonstrate the existence of other sources of income that could be used in repayment of the loan in case of crop failure, loss of harvest and/or poor marketing due to adverse weather and/or any other factors. Provide documentary evidence of farm ownership to be used for production or a valid lease agreement covering at least two future production cycles. The farming project to be financed must be within a radius of 50km from the Bank branch and easily accessible to the Bank officials. Provide conventional security to cover the loan.	Equity Bank account statement. Farm ownership title or a valid lease agreement covering at least two future production cycles. Conventional security documents e.g. Title, log books etc.	60
Kilimo Biashara Loan -Agribusiness Visit Website		Finance working capital and operational needs of value chain players in the business of manufacturing, stocking, importing, exporting and selling agricultural inputs and equipment.	Bank account holder. Document the loan purpose - working capital and operational needs. Demonstrable ability to repay the loan. Posses relevant business licenses, such as License by KEPHIS (Kenya Plant Health Inspectorate Service) and PCPB (Pest Control Products Board) for stockists already in Agri-business (business existence of 1 year).	Bank statements. Business licenses, such as License by KEPHIS (Kenya Plant Health Inspectorate Service) and PCPB (Pest Control Products Board) for stockists already in Agri-business (business existence of 1 year).	36
Mazao Factor Visit Website Nairobi, Kenya Get a call back	Century Microfinance Bank	Advance payout to farmers for upto 80% of the value of the produce delivered to a bulker, producer co-operative, exporter or processor.	The buyer commits to release the payment to the farmer after 30 – 45 days through Century Microfinance Bank. Buyer and farmer operate accounts with Century Microfinance Bank	Advance payment request	36
Mazao Loan Visit Website Nairobi, Kenya Get a call back	Jitegemea Credit Scheme	This is an agribusiness product which aims at supporting farming as a business.			36
Root Capital Visit Website Cambridge, MA 02139 Get a call back	Root Capital	We focus on financing for agricultural businesses, cooperatives and related enterprises	Years in Operation: 3 years of business operations. We focus on financing for agricultural businesses, cooperatives and related enterprises. We do not lend directly to individual farms. Minimum Annual Revenue: $250,000 Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar). Documentation: Must present audited or management-prepared financial statements from the past three years. Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops. Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.		60

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The Financing Gateway provides you with a free listing of the many financing instruments available for MSMEs. It enables you to filter the instruments that match your needs and click through to the –financing provider’s Internet pages or Contact agent details to find out more and apply.

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