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Financing Options and Providers

Total results: 187

Facility Name Sort Provider Purpose Max Sort Business Eligibility Minimum Documentation Required Collection / Repayment (months) Sort
A short term credit facility to finance production inputs and associated costs to medium and large scale Seed Grower Farmers.
  • An active Equity Bank account holder or willing to open and operate an account with Equity Bank (K) Ltd.
  • Demonstrate ability to repay.
  • At least one-year experience in commercial seed growing, or one successful production cycle (this need to be evidenced by proof of the past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.).
  • At least 2 acres of seed production land.
  • Ability to contribute 30% of the total production cost (either cash or in kind).
  • Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycle.
  • Provide signed seed production contract with the contracting company.
  • Equity Bank statement
  • Past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.
  • Commitment to contribute 30% of the total production cost (either cash or in kind).
  • Title deed or a valid lease agreement covering at least one future production cycle (at least 2 acres)
  • Signed seed production contract with the contracting company.
12
Favourite Supply Chain Financing
Cooperative Bank of Kenya
A solution to MSME Anchor customer to pay the suppliers upon delivery and submission of invoices.
  • For limits up to 2M –Chattels i.e. Motor vehicle discounted at 150%
  • Cash and Land for exposures above 2M
12
Favourite Kilimo Bora Loans -Agro-dealer financing
Visit Website Visit Website Location Nyayo Stadium, Nairobi, Kenya Get a call back
Kenya Women Microfinance Bank
Financing agro-dealers involved in agricultural value-chains, such as agro-vets, farm produce marketers, traders and processors.
  • Have an existing agriculture input or output trade or service business.
Favourite Micro Leasing
Century Microfinance Bank
Finance asset acquisition
36
Favourite Strategic Partnership
Industrial & Commercial Development Corporation (ICDC)
The facility allows ICDC and one or more parties to participate for a specified period of time in expansion or restructuring of an existing enterprise by taking up shareholding. Maximum ICDC shareholding: 35%
  • A detailed Business Plan or Feasibility Study
  • Letter of offer to ICDC for an equity stake in the company/business
  • Executed Board Resolution for the offer
  • Certificate of Incorporation, Memorandum and Articles of Association
36
Favourite Asset Financing Loan
Visit Website Visit Website Location Nyayo Stadium, Nairobi, Kenya Get a call back
Kenya Women Microfinance Bank
Financing for both existing and new clients to acquire tangible asset for business efficiency and commercial use. Assets to be funded include motor vehicles, motor bikes, plant and machinery, tractors, specialized equipment, office equipment, contractor equipment, water pipes etc.
  • At least 10% co-investment
  • 2 guarantors
  • Collaterals
60
Favourite Joint Venture
Industrial & Commercial Development Corporation (ICDC)
This facility enables formation of partnerships between ICDC and one or more parties through creation of a new entity to undertake a specific economic activity for an agreed period of time. The Maximum ICDC shareholding is 35%
  • A detailed Business Plan or Feasibility Study
  • Letter of offer to ICDC for an equity stake in the company/business
  • Executed Board Resolution for the offer
  • Certificate of Incorporation, Memorandum and Articles of Association
Favourite Mavuno Tea Loan
Kenya Commercial Bank
Access seasonal loans of up to 70% financing on your total tea delivery for farm inputs, working capital and farm development.
  • Banking relationship with KCB for at least 3 months
  • Tea factory membership registration details
  • KCB Bank account statement
  • Tea factory membership documentation
36
Favourite Kilimo Biashara
Family Bank
Working capital to purchase stock and/or farm inputs e.g. certified seed, fertilizer and chemical applications
  • Enterprises/dealers trained & certified through AAK, AGMARK or other Ministry of Agriculture approved program
  • Business should have been in operation for at least 12 months
  • Training certificate from AAK, AGMARK or other Ministry of Agriculture approved program
36
Favourite Asset Finance
Family Bank
Acquisition of moveable assets, such as, motor vehicles, pick ups, buses and lorries. Other assets include: tractors, heavy earth moving equipment, machinery and motor cycles.
• Minimum own contribution of 20% of cost of asset • Minimum monthly income of Kes.10,000 • Comprehensive insurance for vehicles/equipment for the period of finance
• Bank statements for a period of 6 months • Pro-forma invoice from dealer/ seller • Copies of logbooks for other motor vehicles owned by the applicant • Recent AA/Regent Automobiles valuers and assessors valuation (used vehicles) • Copy of logbook (used vehicles) • Sale agreement
48
Favourite Farm Development Loan
Kenya Commercial Bank
An Agribusiness loan designed for crop farmers who do not have contracts with reputable off takers. The loan gives farmers flexibility of repayment cycles designed to correspond to the respective crop seasons.
  • Past crop production records
  • Projected cash flow
  • Suitable security requirements
  • Must have been in production for at least two crop cycles
  • Past crop production records
12
Favourite Kilimo Bora Loans -Green house farmers kit
Visit Website Visit Website Location Nyayo Stadium, Nairobi, Kenya Get a call back
Kenya Women Microfinance Bank
Financing farmers to acquire greenhouses and irrigation kits
  • Experience in crop farming
  • Have sufficient supply and storage of water.
  • Willing to perform soil testing before loan approval.
60
Favourite The Rural Fund
Rabobank
Gives producer organisations and SMEs access to affordable financing which allows the organisations to better finance the purchase and processing of their products, which enables them to sell at better prices and under better conditions. Finances sustainable value chains in coffee, cocoa, honey, cotton, spices, nuts, peppers, soya and canned and dried vegetables. In addition we finance fixed assets, such as the extension of production lines.
  • Finances the missing middle - organisations that are not eligible for financing by microfinancing organisations or commercial banks.
  • The focus lies on the financing of farmer producers cooperatives
12
Industrial & Commercial Development Corporation (ICDC)
The product enables ICDC to finance companies which have a strong growth potential and a demonstrated ability to earn solid profit margins but lack security to offer for a loan. The product therefore has both debt and equity features. Maximum ICDC shareholding: 35%
  • A detailed Business Plan or Feasibility Study
  • Letter of offer to ICDC for an equity stake in the company/business
  • Executed Board Resolution for the offer
  • Certificate of Incorporation, Memorandum and Articles of Association
36
Grassroots Business Fund
Finance Agribusiness SMEs in Kenya, Tanzania and Uganda
  • GBF prefers “growth stage” companies with a strong track record.
  • GBF seeks companies that can protect their market position through high barriers to entry, first-mover advantage, high-quality differentiated products, etc.
  • Competent Management Team
60
EcoBank
Women-led businesses
  • Women-led or owned businesses
  • If not an existing client of EcoBank then full Due diligence with busines plans, references, etc
12
Bank of Africa

Bank of Africa will scale up your status and business by enabling you acquire new and used movable assets at the best negotiated rates. Our desire is to see you achieve your ambitions.

Variety made closer with BOA Asset Finance, assures our customers that we are there to walk the journey with them. We not only offer them a wide selection of options, but guarantee that we will bring their dreams closer by having a fast turn around time. And on top of it all Loan amount, Processing fee, life and comprehensive insurance to be financed as one loan



  • Registration bsiness
  • Business permit


  • National Identity card
  • KRA PIN Certificate
  • Individual insurance form
  • Registration certificate (if it is a sole proprietorship)
  • 12 month’s account statement certified
  • Copies of current contracts
  • Proforma invoice/Sale agreement
  • Logbook copy/import document
  • Detailed company profile
  • Business permit


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Financing facilities

The Financing Gateway provides you with a free listing of the many financing instruments available for MSMEs. It enables you to filter the instruments that match your needs and click through to the –financing provider’s Internet pages or Contact agent details to find out more and apply.

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