• Economic Drivers/Viability: Business model fit and growth prospect (i.e. profit, turnover, cash flow, efficiency and market potential) and the business capacity (i.e. governance, financial and risk management)
• Social impact: Inclusion of smallholder farmers, pastoralists, job creation, influence on food security and improved nutrition, gender and youth inclusion, and inclusion of arid areas.
• Environmental impact: Inclusion of climate smart approaches at farm and enterprise level
• Additionality and level of leverage.
• A minimum 50% match fund required –own sources or external equity investment

• Funding to legally registered SME, cooperatives or farmers’ organizations

Leverage on our international network and expertise in structuring the right local and international trade solutions at competitive prices. These include Letters of credit, Import Loans, Post Import financing, Invoice discounting, all types of Guarantees and Bonds.

+Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the underwriting.

• Relevés bancaires pour une période de 6 mois

+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information

To facilitate acquisition of office space at competitive rates

+Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the facility 

• Relevés bancaires pour une période de 6 mois

+6 months bank statements
+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information

To provide expertise in (Environmental, social and governance) ESG risk and impact financing opportunities.

+ Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the facility
+ Business to be owned by a woman.

• Relevés bancaires pour une période de 6 mois

+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information

Working capital financing solution in domestic and foreign currency enabling business to finance operational expenses within the working capital cycle at competitive rates.

+Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the underwriting.

• Relevés bancaires pour une période de 6 mois

+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information

To finance other capital expenditure at competitive rates. 

+Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the facility 

• Relevés bancaires pour une période de 6 mois

+6 months bank statements
+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information

• Agribusiness and Agro-processing.
• Light Manufacturing - Food processing and value-addition.
• Renewable Energy in particular productive uses of solar, wind, geothermal, hydropower and any other economically competitive energy sources.
• ICT use -innovative mobile-based applications, software development and customization.

Capital Expenditure/ Operating Expense

1. Customer needs to be in profitability
2. Security acceptable by the Bank
3. Customer need not to be listed on CRB list

1. 3 Yrs Audited Financials
2. Management Account for the Current Year
3. 6 Months Bank Statement
4. Business Registration Certificate, Certificate of Incorporation
5. Company & Directors' KRA PIN
6. Directors' ID Copies
7. CR12

Grow a portfolio of strategically-aligned tech-enabled start-ups for deeper commercial partnership and/or acquisition by Safaricom whilst Transforming Lives.
he fund will be made available to tech-enabled start-ups as an enabler in the verticals; Agriculture; Education; Healthcare;

• Kenyan presence
• A Core diverse skilled team
• Refined Working mobile based product/service
• Commercially viable business model
• Active user base
• Generating revenues
• Partnership with Safaricom signed or being discussed
• Raising equity or quasi equity

Application process:

The Fund Manager is S&B Ventures, based in Kenya, who will source deals, perform due diligence and recommend the investments.

• Financially and commercially sustainable
• Size of the enterprise: minimum annual exports of USD 800,000 or the equivalent in Euros
• Minimum annual turnover of USD 1,000,000 or the equivalent in Euros
• Three years of track record in export
• Sustainability certification (such as organic, fair trade, Utz, and Rainforest) or a conversion plan in place.

• You need to have an active Equity Bank account or active Equitel line for a minimum period of 6 months.

• Bank statements to establish cash flows (3 months for customers and 6 months for non-customers)
• Stated experience in farm enterprise
• Business plan including financial plan –specifying fund utilisation

• Bank statements
• Business plan

• Past crop production records
• Projected cash flow
• Suitable security requirements
• Must have been in production for at least two crop cycles

• Past crop production records

• A duly filled loan application form.
• Feasibility study/ business plan
• Memorandum and Articles of association.
• Project cost estimates
• Financing plan
• Audited accounts for 3 years for the existing business or related business.
• Bank statements for 3- 6months
• Collateral

• A duly filled loan application form
• Feasibility study/Business plan
• 6 Months Certified Bank Statements
• Latest Management Accounts
• Past 3 years Audited Accounts
• Copies of certificate of incorporation
• Memorandum & Articles of Assosiation
• Coies of proforma invoices for the asset being purchased
• Collateral