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Inuka Enterprise Program aims to empower micro enterprises to formalise, small enterprises to professionalise their management and medium enterprises to optimise operations and increase their economic productivity. This initiative is proudly sponsored by the Kenya Bankers Association with the objective of enhancing MSMEs ability to access finance from banks

Find out which online payment solution is suitable for your business depending on your location and sales channel

This site provides you with information on the Total Cost of Credit (TCC) and features a simple Cost of Credit calculator, which you can use to estimate the total cost of a bank loan.

The Kenya National Chamber of Commerce and Industry is registered as a not-for-profit private company limited by guarantee under the Companies Act Chapter 486 of the laws of Kenya.

KEPSA has a Business Hub which is a strategic business unit within the organization birthed from strategic partnerships that it has entered into around the world and in Kenya with the sole purpose of enhancing trade and investments both locally and internationally.

The International Trade Centre’s E-Learning and SME Trade Academy platforms offer practical, vocational training online for SMEs and trade advisors in the public and private sectors in many different languages

We have been front and centre in driving fact-based policy advocacy towards the formation of industrial policies to strengthen and support the country’s economic development. Through fact-based advocacy, KAM partners with Government and its associated agencies to ensure a dynamic and flourishing manufacturing sector in Kenya, to realize a double-digit contribution to GDP.

3.1 Community financing providers of low value financing

3.2 Short-term equipment, pre-shipment, sales order or working capital financing

3.3 Term loans through banks and non-bank financing providers

3.4 Bank and non-bank short-term supply chain financing options

3.5 Key enterprise loan regulatory considerations for banks

3.6 What is “Collateral” and what are its implications on your business

3.7 Asset valuation: enterprise and lender perspective

3.8 What are “Covenants” and how do they affect your business?

All financing providers, financing transactions operators and investors are required to collect at a minimum the following set of basic information on applicants for, or beneficiaries of, financing of more than Euro/USD 2,500 in any one year:

4.1 Business communications and visibility

4.2 Loan performance and reporting communication norms

4.3 References and customer feedback

COVID Workplace measures and financing

6.1 What to prepare before contacting BDS service providers.

6.2 Types of business development services and business support organizations.

5.1 What to optimize before drafting your business plan

5.2 Risk assessments: supply chain vulnerabilities, sustainability & resilience

5.3 Resilience and business continuity plans and measures

5.4 Product and service authenticity, traceability, quality & labelling compliance

5.5 Drafting a realistic business plan

5.6 Market, business growth and revenue projections with references

5.7 Typical errors and practices that result in application rejections       

5.8 Digitisation, and the implications for financing options

Step 1: Establish what the money is needed for and how much you really need

Step 2: Find out what business and personal information is required

Step 3: Select two or three providers that could meet your needs

List of Abbreviations

Trade Finance is the financing of goods or services in a trade or transaction, from a supplier through to the end buyer. It accounts for 3% of global trade, worth some $3tn annually.

Trade Finance is the financing of goods or services in a trade or transaction, from a supplier through to the end buyer. It
accounts for 3% of global trade, worth some $3tn annually.

A quick reference guide and financing decision trees for MSMEs, developed by the International Trade Centre under the East African Community MARKUP project, funded by the European Union