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Chaguzi za Fedha na Watoaji

Total results: 191

Youth Enterprise Development Fund -Constituency Based Loans
The Youth Enterprise Development Fund provides this loan to groups and individuals at the constituency level
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Working Capital Loan
Working capital for Agrovets, Agro-processors, commodity traders (cereals, legumes, vegetables) and traders in livestock
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Bank statements to establish cash flows (3 months for customers and 6 months for non-customers)
  • Stated experience in farm enterprise
  • Business plan including financial plan –specifying fund utilisation
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Bank statements
  • Business plan
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 2,270,750
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
Women in Business loans
Women-led businesses
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Women-led or owned businesses
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • If not an existing client of EcoBank then full Due diligence with busines plans, references, etc
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Wezesha Express loan
  • Secured loans
  • Unsecured loans
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • The business must be in existence for at least 12 months.
  • The minimum facility amount is KES100,000.
  • The debt-service ratio is 50%.
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Certificate of registration
  • National identification card (for Kenyan citizens) / Passport (Non Kenyans) 1 passport size photo
  • KRA PIN
  • Signed Absa account opening pack ( sealed )
  • Residential address confirmation ( name estate, road and house number) for all directors and signatories (use the attached format)
  • Company physical address confirmation
  • Personal return
  • Revenue stamp – KES100
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 27,249
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Wezesha Biashara
  • Secured loans
  • Unsecured loans


▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • The business must be in existence for at least 12 months.
  • The minimum facility amount is KES100,000.
  • The debt-service ratio is 50%.
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Certificate of incorporation or certificate of compliance if not locally incorporated
  • Memorandum and articles of association
  • Company PIN certificate
  • National identification card (for Kenyan citizens)/Passport (for foreigners) for all directors (plus ultimate beneficiary owners if company is owned by other companies) and signatories/known agents
  • 1 passport-size photo each for all the signatories and directors/known agents
  • Board resolution specifying the signing powers on the company letter head sealed with the company seal
  • Signed Absa account opening pack (sealed )
  • Residential address confirmation (name estate, road and house number) for all directors and signatories (use the attached format)
  • Company physical address confirmation (can be found in the new PIN certificates)
  • Annual returns (for companies registered over one year ago)
  • Revenue stamp – KES100"
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 108,996
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36
Trade finance
Provides accessible and efficient trade finance loans up to 70% of the value of export contracts that enables agricultural exporters to pay their farmers upon delivery of their produce.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Financially and commercially sustainable
  • Size of the enterprise: minimum annual exports of USD 800,000 or the equivalent in Euros
  • Minimum annual turnover of USD 1,000,000 or the equivalent in Euros
  • Three years of track record in export
  • Sustainability certification (such as organic, fair trade, Utz, and Rainforest) or a conversion plan in place.
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 2,997,390
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
60
Trade Related Financing

Pre-shipment and post shipment financing


▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Channel farm sales proceeds directly to Transnational Bank or check off arrangements must be in place.
  • A minimum own contribution of 30% of asset value
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Certificate of incorporation or certificate of compliance if not locally incorporated
  • Memorandum and articles of association
  • Company PIN certificate
  • National identification card (for Kenyan citizens)/Passport (for foreigners) for all directors (plus ultimate beneficiary owners if company is owned by other companies) and signatories/known agents
  • 1 passport-size photo each for all the signatories and directors/known agents
  • Board resolution specifying the signing powers on the company letter head sealed with the company seal
  • Residential address confirmation (name estate, road and house number) for all directors and signatories (use the attached format)
  • Company physical address confirmation (can be found in the new PIN certificates)
  • Annual returns (for companies registered over one year ago)
  • Revenue stamp – KES100
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 27,249
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
The Rural Fund
Gives producer organisations and SMEs access to affordable financing which allows the organisations to better finance the purchase and processing of their products, which enables them to sell at better prices and under better conditions. Finances sustainable value chains in coffee, cocoa, honey, cotton, spices, nuts, peppers, soya and canned and dried vegetables. In addition we finance fixed assets, such as the extension of production lines.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Finances the missing middle - organisations that are not eligible for financing by microfinancing organisations or commercial banks.
  • The focus lies on the financing of farmer producers cooperatives
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
The Agri-Business Capital Fund (ABC Fund)
The ABC Fund is a blended-finance impact fund which provides catalytic financing to underserved yet profitable segments of agribusiness value chains in developing countries. The Fund is managed by Bamboo Capital Partners together with Injaro Investments as advisor and lead for direct lending in Africa. Agriterra manages the Technical Assistance Facility. The ABC Fund was initiated by the International Fund for Agricultural Development in partnership and with funding from the European Union, the African, Caribbean and Pacific Group of States, the Luxembourg Government and the Alliance for a Green Revolution in Africa.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Funding to legally registered SME, cooperatives or farmers’ organizations
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 908,300,000
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
Supply Chain Financing
A solution to MSME Anchor customer to pay the suppliers upon delivery and submission of invoices.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • For limits up to 2M –Chattels i.e. Motor vehicle discounted at 150%
  • Cash and Land for exposures above 2M
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Structured Loan
An Agribusiness loan designed for crop farmers who do not have contracts with reputable off takers. The loan gives farmers flexibility of repayment cycles designed to correspond to the respective crop seasons.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Past crop production records
  • Projected cash flow
  • Suitable security requirements
  • Must have been in production for at least two crop cycles
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Past crop production records
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 18,166
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Strategic Partnership
The facility allows ICDC and one or more parties to participate for a specified period of time in expansion or restructuring of an existing enterprise by taking up shareholding. Maximum ICDC shareholding: 35%
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • A detailed Business Plan or Feasibility Study
  • Letter of offer to ICDC for an equity stake in the company/business
  • Executed Board Resolution for the offer
  • Certificate of Incorporation, Memorandum and Articles of Association
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36
Seed Production Loan
A short term credit facility to finance production inputs and associated costs to medium and large scale Seed Grower Farmers.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • An active Equity Bank account holder or willing to open and operate an account with Equity Bank (K) Ltd.
  • Demonstrate ability to repay.
  • At least one-year experience in commercial seed growing, or one successful production cycle (this need to be evidenced by proof of the past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.).
  • At least 2 acres of seed production land.
  • Ability to contribute 30% of the total production cost (either cash or in kind).
  • Documentary evidence of farm ownership or a valid lease agreement covering at least one future production cycle.
  • Provide signed seed production contract with the contracting company.
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Equity Bank statement
  • Past sales records & receipts, previous banking history, or recommendation from Kenya Seeds Company, or any other seed multiplication contracting company.
  • Commitment to contribute 30% of the total production cost (either cash or in kind).
  • Title deed or a valid lease agreement covering at least one future production cycle (at least 2 acres)
  • Signed seed production contract with the contracting company.
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
SME Working Capital Loan
  • LPO Financing
  • Building Stock
  • Payment to creditors
  • Business cash flow needs
  • Production Loan
  • Export Packing Credit Loans
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Unsecured KES 20,000 to KES 100,000
  • Easy collateral KES 100,000 to KES 1,000,000
  • Standard collateral > KES 1,000,000
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Certificate of incorporation or certificate of compliance if not locally incorporated
  • Memorandum and articles of association
  • Company PIN certificate
  • National identification card (for Kenyan citizens)/Passport (for foreigners) for all directors (plus ultimate beneficiary owners if company is owned by other companies) and signatories/known agents
  • 1 passport-size photo each for all the signatories and directors/known agents
  • Board resolution specifying the signing powers on the company letter head sealed with the company seal
  • Residential address confirmation (name estate, road and house number) for all directors and signatories (use the attached format)
  • Company physical address confirmation (can be found in the new PIN certificates)
  • Annual returns (for companies registered over one year ago)
  • Revenue stamp – KES101
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 27,249
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
SME Bizna loan

SME Bizna loan is designed with the needs of small business people in mind to supply them with a short-term financing facility for working capital needs

▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Duly constructed business financial statements for at least 12 months
  • Certified 12 month bank statements
  • Business Licences
  • Minimum of 3 years trading history within local markets to support loan amounts
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 27,249
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Root Capital
We focus on financing for agricultural businesses, cooperatives and related enterprises
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Years in Operation: 3 years of business operations. We focus on financing for agricultural businesses, cooperatives and related enterprises. We do not lend directly to individual farms.
  • Minimum Annual Revenue: $250,000
  • Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar).
  • Documentation: Must present audited or management-prepared financial statements from the past three years.
  • Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops.
  • Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
60
Quasi Equity
The product enables ICDC to finance companies which have a strong growth potential and a demonstrated ability to earn solid profit margins but lack security to offer for a loan. The product therefore has both debt and equity features. Maximum ICDC shareholding: 35%
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • A detailed Business Plan or Feasibility Study
  • Letter of offer to ICDC for an equity stake in the company/business
  • Executed Board Resolution for the offer
  • Certificate of Incorporation, Memorandum and Articles of Association
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36
Project Finance
Financing between 60 – 70% of total project cost
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • A duly filled loan application form.
  • Feasibility study/ business plan
  • Memorandum and Articles of association.
  • Project cost estimates
  • Financing plan
  • Audited accounts for 3 years for the existing business or related business.
  • Bank statements for 3- 6months
  • Collateral
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 1,816,600
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
120
Nafaka Biashara Loan
An agriculture product tailored to supply finances to farmers who are facing collateral constraints; able to accommodate a number of agricultural activities involving cereals like wheat, rice, maize, sorghum, millet, barley, beans, coffee etc. The loan is meant to help farmers meet their post-harvest credit needs; Purchase seed and farm implements, land preparation and land leasing; The loan is available to all business persons involved in transportation and distribution of goods, specialized services like construction, sinking bore holes, car hire, farmers etc.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Stock Insurance Cover – Stock insurance facility for stocked commodities
  • Warehouse receipt from the cereals board (Original)
  • A duly signed verification form indicating authenticity of the warehouse receipt (signed and stamped by an authorized officer of the concerned cereals board)
  • Signing of the verification form should be witnessed by a commissioner for oath
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Existence of On-going cereals farming activity for at least three seasons
  • Two previous consecutive warehouse receipts
  • 6 months Certified bank statement
  • ID and PIN copies
  • 2 passport size photos (colour)
  • Lease agreement of the land if leased or copy of the title deed if owned
  • Evidence of other income generating activity
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 45,415
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36
Micro Leasing
Finance asset acquisition
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36
Micro Agribusiness Loan
Finance small and medium agricultural producers and micro agriculture-based entrepreneurs/agro-traders.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Equity Bank account holder for at least 12 months
  • Be in commercial farming for at least two (2) successful seasons/cycles and good knowledge of the market.
  • Possess relevant licensing especially for agro-traders and processors.
  • Demonstrable sources of income for loan repayment.
  • Documentary evidence of farm ownership for production or a valid lease agreement covering at least two future seasons/cycles.
  • Farming project to be financed must be within a radius of maximum of 30kms from the branch and easily accessible to the bank officials
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • 12 month Equity Bank account statement
  • Documentary evidence of relevant licensing especially for agro-traders and processors.
  • Title Deed or a valid lease agreement covering at least two future seasons/cycles.
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 4,542
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Mazao Weekly & Monthly Loan - Agricultural Loan
Financing Farm input and Dairy improvements.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Kenyan Citizen, over 18 years & National ID Card,
  • Lease agreement,
  • KRA PIN certificate,
  • Passport Photograph (for first loans only.)
  • 10% compulsory savings,
  • Demonstration of ownership of rights to use land.
  • Livestock and crop insurance
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • National ID Card
  • Title Deed or lease agreement
  • KRA PIN certificate
  • Photograph (for first loans only.)
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata US$ 9,083
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
12
Mazao Loan
This is an agribusiness product which aims at supporting farming as a business.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36
Mazao Factor
Advance payout to farmers for upto 80% of the value of the produce delivered to a bulker, producer co-operative, exporter or processor.
▲▼Vipengele vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • The buyer commits to release the payment to the farmer after 30 – 45 days through Century Microfinance Bank.
  • Buyer and farmer operate accounts with Century Microfinance Bank
▲▼Vyeti maalum vinavyohitajika ili biashara iweze kupata mkopo au uwekezaji
  • Advance payment request
▲▼Zingine
▲▼Kiwango cha juu cha fedha baishara inaweza pata
▲▼Muda ambao malipo yanahitajika kuwa yamekamilika (miezi)
36

Vyombo vya fedha

Lango la Fedha linakupa orodha ya bure ya vyombo vingi vya fedha vinavyopatikana kwa MSMEs. Inakuwezesha kuchuja vyombo vinavyolingana na mahitaji yako na kubofya kwenye kurasa za wa -fadhili za Mtandao au maelezo ya Wakala wa Mawasiliano ili kujua zaidi na kuomba.

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