The DTB Mortgage facility can be used for:

• Purchase of new / existing residential houses.
• Renovations, repairs or extensions of existing unencumbered property.
• The takeover of existing housing loans from other financial institutions.

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• Bank statements for the last twelve months.
• Must open / maintain account(s) with DTB.

• Copy of duty executed sale agreement duly signed dated and stamped.
• Valuation report from an authorized valuer.
• Letter of the offer between seller & buyer.
• Certified copy of title deed

• A duly filled loan application form.
• Feasibility study/ business plan
• Memorandum and Articles of association.
• Project cost estimates
• Financing plan
• Audited accounts for 3 years for the existing business or related business.
• Bank statements for 3- 6months
• Collateral

• Contract/LPO/LSO Financing
• Invoice discounting  

• Applicant must have operated account satisfactorily with CBL for a minimum period of 6 months channelling their cash flow through the account 
• Applicant must have operated account with CBL satisfactorily for at least 2 months and have a record of satisfactory account record with another bank over a minimum period of 6 months.
• Applicant must have no existing non-performing account as demonstrated in their credit bureau report, accounts statements and records with CBL.

• Completed loan application form with required documents attached.
• Copies of last 12 months bank statements from banks other than CBL.
• Must have an account with CBL for at least 2 months.
• KYC Documents : National ID, KRA Pin, Certificates of Business Registration etc.

Financing for commercial and residential properties

GAB Account for servicing mortgage

Duly registered company

> 6 months in operations

Business people - Sale agreement or offer letter,  Board resolution authorizing transaction, Certified copy of Memorandum & Articles of Association 

Self Employed - Business registration certificate, Certified/original bank statements for the last 1 year, Copy of title of the property

Facility to facilitate construction of residential or commercial properties

Duly registered business

+ 6 months in operations

Hold an active account with GAB

Business registration certificate

Certified/original bank statements for the last 2 years

Copy of ID/Passport

Certificate of the official title search

Copy of title of the property

Our financing product helps you as a Safaricom dealer to buy assets needed for business like motor vehicles, motorcycles, shops and mortgages

Duly registered business

Mantaining active account at Gulf African Bank

+ 6 months in operations

Letter of undertaking from Safaricom to channel residual income to GAB

Letter indicating the segment the client has been placed by Safaricom

Six months bank statement where the residual income is channeled 

Purchase of vehicle and machinery

Finance for working capital against logbook

Release of funds used in purchase of vehicles in the last 12 months

Business operation for 2 years

• Bank statements for a period of 6 months

Business KYC

Financing for acquisition of Green house structures, inputs, irrigation kits, and agronomical support.

• Tangible security for the loan
• Appropriate and approved crop varieties
• Availability of processing facilities within reasonable distances.

Capital Expenditure/ Operating Expense

1. Customer needs to be in profitability
2. Security acceptable by the Bank
3. Customer need not to be listed on CRB list

1. 3 Yrs Audited Financials
2. Management Account for the Current Year
3. 6 Months Bank Statement
4. Business Registration Certificate, Certificate of Incorporation
5. Company & Directors' KRA PIN
6. Directors' ID Copies
7. CR12

• Past crop production records
• Projected cash flow
• Suitable security requirements
• Must have been in production for at least two crop cycles

• Past crop production records

• At least 10% co-investment
• 2 guarantors
• Collaterals

• Financially and commercially sustainable
• Size of the enterprise: minimum annual exports of USD 800,000 or the equivalent in Euros
• Minimum annual turnover of USD 1,000,000 or the equivalent in Euros
• Three years of track record in export
• Sustainability certification (such as organic, fair trade, Utz, and Rainforest) or a conversion plan in place.

A term loan is a flexible financing option offered by HFC that can be tailored to your specific business needs for a period less than 60 months (5 years). It can be a short term loan or a long term loan.

Must have been in business operations for at least 3 years

• Application form duly completed                     
• Board of Directors resolution to open accounts                   
• Certificate of incorporation/Registration    
• Company PIN & VAT          
• ID & PIN copies of all directors
• Copy of Annual Returns/CR 12
• Utility Bill                    
• Proposal for borrowing indicating amount being borrowed, Purpose, type of facility required, proposed repayment period and any other relevant information  
• Audited accounts for the last three years
• Current management accounts
• Cash flow projections for the next five years

To provide the best solutions to businesses to purchase movable assets such as commercial motor vehicles, personal vehicles and motor bikes for bodaboda.

·        Character assessment (Not listed on CRB)

·        Adequate cashflows

·        Business Registration Certificate

·        KRA PIN of the company

·        KRA PIN of the individual

·        Copy of your Identity card

• Experience in crop farming
• Have sufficient supply and storage of water.
• Willing to perform soil testing before loan approval.

• GBF prefers “growth stage” companies with a strong track record.
• GBF seeks companies that can protect their market position through high barriers to entry, first-mover advantage, high-quality differentiated products, etc.
• Competent Management Team

Bank of Africa will scale up your status and business by enabling you acquire new and used movable assets at the best negotiated rates. Our desire is to see you achieve your ambitions.

Variety made closer with BOA Asset Finance, assures our customers that we are there to walk the journey with them. We not only offer them a wide selection of options, but guarantee that we will bring their dreams closer by having a fast turn around time. And on top of it all Loan amount, Processing fee, life and comprehensive insurance to be financed as one loan

• Registration bsiness
• Business permit

• National Identity card
• KRA PIN Certificate
• Individual insurance form
• Registration certificate (if it is a sole proprietorship)
• 12 month’s account statement certified
• Copies of current contracts
• Proforma invoice/Sale agreement
• Logbook copy/import document
• Detailed company profile
• Business permit

• Active Equity Bank account holder.
• Demonstrate loan repayment ability.
• One-year experience in commercial farming or one successful production cycle.
• Demonstrate the existence of other sources of income that could be used in repayment of the loan in case of crop failure, loss of harvest and/or poor marketing due to adverse weather and/or any other factors.
• Provide documentary evidence of farm ownership to be used for production or a valid lease agreement covering at least two future production cycles.
• The farming project to be financed must be within a radius of 50km from the Bank branch and easily accessible to the Bank officials.
• Provide conventional security to cover the loan.

• Equity Bank account statement.
• Farm ownership title or a valid lease agreement covering at least two future production cycles.
• Conventional security documents e.g. Title, log books etc.

Alterfin extends funding to microfinance institutions and to associations of smallholder farmers or companies.

• Number of years of operation > 2
• Gross Loan Portfolio > USD 1,000,000
• Broad outreach: minimum 1000 clients or members
• Deep outreach: oriented towards poorer sections of society: rural, agricultural, women
• PAR 30 days + restructured + write-off < 10%
• Operational Self Sufficiency > 80% and positive trend
• Leverage < = 5

• Years in Operation: 3 years of business operations. We focus on financing for agricultural businesses, cooperatives and related enterprises. We do not lend directly to individual farms.
• Minimum Annual Revenue: $250,000
• Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar).
• Documentation: Must present audited or management-prepared financial statements from the past three years.
• Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops.
• Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.

To facilitate acquisition of office space at competitive rates

+Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the facility 

• Bank statements for a period of 6 months

+6 months bank statements
+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information

• Minimum own contribution of 20% of total cost

• Relevant experience in floriculture & horticulture
• Compliance with regulatory requirements
• Adequate water supply

Aquisition of machinery, pick ups and personal vehicles, used trucks and trailers, New trucks and trailers

Registered business

Operational for > 6 months

Account holder

Limited Companies - Memorandum & Articles of Association, Certificate of Incorporation, Latest annual returns and filing receipts. 

Sole Proprietorship - Certificate of registration

To finance other capital expenditure at competitive rates. 

+Maintain an operating account with Standard Chartered
+ Business to be in existence for at least 3 years
+ other considerations on business performance to be reviewed as part of the facility 

• Bank statements for a period of 6 months

+6 months bank statements
+Executed Board Resolution
+Copy of National Identity card/ Passport for Director(s)
+Copy of KRA PIN certificate
+Copies of current contracts (as they case may be)
+Detailed company profile
+Business permit
+Copy of business license
+ Additional documents may be requested based on required information